Banking · Custom software · 2023
Core banking services processing millions of transactions daily
Real-time gross settlement, enforced collection, and credit operations - built and integrated across an entire national banking system.
millions
of transactions processed daily
22
banks integrated end to end
3
core service lines delivered
What it meant
The services run at the centre of a national payment system, with every bank in the country integrated onto them.
The challenge
Central-banking infrastructure has no tolerance for partial correctness. Real-time gross settlement, enforced collection, and credit operations all had to process millions of transactions a day, and every commercial bank in the country needed to integrate against them - each with its own systems, timelines, and operational staff to train.
Our approach
We led core engineering across two teams delivering the RTGS, enforced-collection, and credit services, and owned integration end to end with the 22 banks that make up the national banking system - rollout, partner onboarding, and training included. We also set the technology standards the institution's digital services were built to, across .NET, Kafka, React, and Blazor, so what followed stayed consistent.
Tech stack
- .NET
- Kafka
- React
- Blazor
- SQL Server
Client profile
National central bank
Client named on request, with their consent.
The integration
22 banks are integrated onto one settlement core, which carries 3 service lines: real-time gross settlement, enforced collection, and credit. Each keeps its own systems, its own timeline, and its own staff to train, so the same integration work - onboarding, rollout, and training - runs 22 times, one institution at a time. That is what the count costs: the schedule, not the code. Integrating 22 institutions is not 22 times the code. It is 22 rollouts, each on somebody else's calendar.
01
banks
22 integrated end to end, one tick each
own systems, own timeline, own staff to train
02
integration
one at a time
- onboarding
- rollout
- training
22 × the same work
the schedule, not the code
03
settlement core
millions of instructions a day
3 service lines
- real-time gross settlement
- enforced collection
- credit
Want a result like this?
Tell us the problem - we’ll tell you, plainly, how we’d get there.